X Financial operates an online lending marketplace in China, connecting individual borrowers with investors. It offers a range of loan products including Xiaoying credit, Xiaoying card, Xiaoying preferred loan for small businesses, Xiaoying revolving loan, and Xiaoying housing loan, plus a Xiaoying wealth management platform and loan facilitation services to other platforms. Revenue is derived mainly from origination and servicing fees on loans, along with fees from the wealth-management platform and loan-facilitation services provided to other platforms.
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X Financial operates an online lending marketplace in China, connecting individual borrowers with investors. It offers a range of loan products including Xiaoying credit, Xiaoying card, Xiaoying preferred loan for small businesses, Xiaoying revolving loan, and Xiaoying housing loan, plus a Xiaoying wealth management platform and loan facilitation services to other platforms. Revenue is derived mainly from origination and servicing fees on loans, along with fees from the wealth-management platform and loan-facilitation services provided to other platforms.
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X Financial operates an online lending marketplace in China, connecting individual borrowers with investors. It offers a range of loan products including Xiaoying credit, Xiaoying card, Xiaoying preferred loan for small businesses, Xiaoying revolving loan, and Xiaoying housing loan, plus a Xiaoying wealth management platform and loan facilitation services to other platforms. Revenue is derived mainly from origination and servicing fees on loans, along with fees from the wealth-management platform and loan-facilitation services provided to other platforms.